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Lending on Nexio is designed for institutions, funds, and BTC treasuries seeking predictable, fixed-rate yield while keeping Bitcoin in native custody. Lenders don’t create Series themselves; they allocate BTC into predefined Series that have published term sheets, fixed coupons, and borrowers that have already completed Nexio’s onboarding process. Nexio also provides aggregation services for lenders, combining capital across participating accounts so they can access institutional borrowers that might otherwise be out of reach on a standalone basis. Each Series corresponds to a single borrower with its own Taproot vault and term sheet, operating like a structured loan fund for Bitcoin: lenders supply capital, verified borrowers draw under enforceable terms, and coupon payments flow back on schedule. All deposits, repayments, and yield accruals are visible on-chain in real time. Although traditional BTC lending markets exist, they come with several limitations: variable rates, off-chain custody, and opaque counterparties. Nexio solves these challenges by combining Bitcoin-native custody with transparent on-chain credit operations, giving lenders predictable income and institutional-grade security.